Your Relationship with Money: Is it healthy or unhealthy

Ten signs you have an unhealthy relationship with money:

1. You have a scarcity mindset – you constantly worry that there is never enough.
2. Spending money pains you or makes you feel guilty.
3. You spend money carelessly. You partake in frivolous spending.
4. You have a lot of debt…credit card debt.
5. You have money wounds – meaning that your issues with money started with your past – either in your childhood, early adulthood, or a traumatic event you experienced.
6. Your aspirations – Your early experiences with money can also affect what you believe you’re capable of. Since you were denied your dreams as a child, you feel like your dreams are not something you can fulfill
7. You have fears as it relates to money - fears of not having enough. 
8. You feel like you have to spend money to enjoy yourself.
9. You constantly overspend and make excuses for your bad money habits.
10. You refuse to talk about money or when you do, you talk negatively about it.

 Tips to improve your relationship with money.

1. Don’t let money control you. 
2. Debt is not normal, so stop saying things like debt is the American way
3. Pay attention to your money. Know where your money is going. 
4. Don’t blame it for your bad mood. Money is never the reason you’re in a bad mood.
5. Don’t make spending money your therapy. 
6. Recognize the difference between want and need. We often use the word “need” for a want.
7. Recognize what type of money person you are:
   1. Spenders
      Do you frequently make purchases that are beyond your means? Do you purchase things to make yourself happy? Is there a connection between shopping and your mood? If so, then you can consider yourself a spender. Spenders have a tendency to accumulate credit card debt because shopping to them is an addiction. Spenders spend money in hopes that material items will bring happiness or provide pain relief.
   2. Misers
      On the other end of the spectrum are the misers. Misers absolutely fear poverty and constantly worry about not having enough money to live. Misers need to feel in control and are generally uncomfortable with any sort of uncertainty. Ironically, misers fear poverty yet they practically live in it because they spend so little.
   3. Haters
      Money haters absolutely detest money and what it does to people. They eschew wealth and will often live in deprived and desolate conditions. They will purposely avoid material possessions whenever possible.
   4. Seekers
      Money seekers are the ones who obsess over becoming wealthy These people put a premium on making a fortune with the belief that it will solve all of their problems. In reality, there are usually other inadequacies in their lives that they are trying to make up for with material wealth.
8. Identify your money story – We all have a money story. You just might not know how it started. Much of how we interact, manage and talk about money stems from lessons we learned (intentional and unintentional) as a child. 
9. Set your money goals. Take the time to identify your goals — and get very specific.
10. Ignore the Joneses – "Don't compare yourself to others.

10. Forgive yourself. you need to forgive yourself for past & current money mistakes. 

Article: 31 Dumb Things That Are Keeping You From Becoming Wealthy

https://www.msn.com/en-us/money/personalfinance/31-dumb-things-that-are-keeping-you-from-becoming-wealthy